Oscar Insurance Prescription Coverage

As an Oscar insurance member, you're eligible for a $3 preferred pharmacy list. The list includes drugs that cost $3 or less and are available through most of Oscar's plans. Currently, about 56% of prescriptions can be filled with this list, which is great news for you if you're on a tight budget. Interestingly, about 82% of members already take one of these drugs. You can switch over to one of the cheaper alternatives if you'd like to. The $3 list is available in all but CA, and it is not available in Medicare Advantage and small group plans.

Oscar insurance prescription coverage plans cover thousands of medications. The Affordable Care Act (ACA) requires health insurance plans to cover a certain number of generic and brand-name drugs. However, not all of these are covered, and not all drugs are covered by insurance. If you're looking for the best coverage with the lowest monthly premiums, you'd be better off with the Simple category of Oscar. Alternatively, you may prefer to take a look at the Gold and Platinum Classic plans.

Oscar Insurance Prescription Coverage Top List

Compared to other health insurance plans, Oscar's Simple plan offers a discount on a variety of brand-name drugs. The cost of these drugs is much lower than those offered by other insurers and plans. The deductible for these plans is only $3 a month, which is significantly cheaper than other plans. If you're in good health and don't need to visit a doctor often, this is a great option for you. If you're not in need of many medical services, the Oscar Health prescription discount plan will save you thousands of dollars each year.

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