There are many ways to maximize the points and bonuses you can earn with your credit card. The first way to do this is by timing the purchases you make. If you know you'll be spending a lot of money on groceries or dining out, you should wait to apply for a new credit card until the bonus categories roll around again. Using this strategy will help you earn the maximum amount of points and bonus rewards possible.
Another way to maximize your cash back earnings is to shop at select retailers or category stores. By shopping in certain categories and retailers, you'll earn more cash back. Also, check the terms and conditions of the bonus categories to make sure you're taking full advantage of the offer. You may also be able to maximize bonus category spending by checking your credit card company's website for updates. You'll also be able to maximize bonus points by signing up for emails from the credit card companies that will let you know when the bonus categories roll around.
The easiest way to maximize bonus category spending is to use a card that offers a rotating bonus category. These categories are usually easy to earn rewards from. You can even pair a bonus earning card with a second card to maximize your rewards. You can get the most out of your cash back by shopping in specific categories. Some credit cards will notify you of any changes to the bonus spending categories. For example, if you use your card to buy groceries or gas, you'll get four points per dollar.
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