Do credit card points expire?

Many credit card points don't expire until you use them. But if you're saving for a big purchase, you may be wondering when your points will disappear. A good way to keep your reward points active is to make a few small purchases each month. By doing this, you won't break your budget or forfeit any of your points. For example, you can buy a gift card with your points to help you make a bigger purchase.

There are a variety of credit card loyalty programs out there. For example, many airlines and hotel chains have loyalty programs. You can earn points through these programs and redeem them for travel. But most credit card reward points expire after 12-24 months, even if you don't use them. So if you don't want to waste your money on unused rewards, make sure to use your rewards within that timeframe.

Many credit card companies run promotions where you can redeem your points for gift cards, merchandise, or more. Other banks may allow you to use your points for donations. For example, Chase allows you to donate your points as statement credits to charities, and Amex lets you sign up for JustGiving so that you can use your rewards. However, you should be sure to keep in mind that a few weeks is enough to make your points expire.

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