For publishers using an electronic form of payment, I wanted to share with you information about the payment timeline so that you can better anticipate when your payment may arrive.
During most months, we typically begin initiating normal monthly scheduled payments at approximately midnight GMT on the 22nd calendar day of each month and send the instructions to our bank later that day.
We will begin initiating regularly scheduled payments for accounts with no payment holds and a balance exceeding the minimum payment threshold. We expect our bank to receive and begin processing your payment instructions around mid-day (GMT) on the 22nd of the month.
For EFT or wire transfer payments, the payment clearing processes in various locations may take 4-10 days before you receive the funds in your bank account after your payment is issued.
Every month we receive many questions from publishers who are concerned that their payment is late. Most of these cases are resolved simply by waiting an extra day or two for payment processing to complete. Electronic payments usually arrive in your bank account prior to month-end, and you may receive your payment much sooner than this, but please allow adequate time for your payment to arrive before becoming concerned with or inquiring about the status of an electronic payment. We usually have no way to obtain additional information regarding an electronic payment during this time period, and very rarely do payments fail after we’ve initiated a transfer.
When the "payment in progress" line appears, this indicates that we're preparing and sending your payment to our bank. When this changes to "payment initiated" or a link to a payment receipt, this means that our bank accepted the payment and forwarded it for processing. The time required for us to receive this acceptance confirmation from our bank varies by payment location, so do not be alarmed if this update takes longer to appear for your account than is reported by others on the forum. (For some locations, we receive this within hours of sending payment instructions, while other locations such as the U.K. require multiple days before we receive this response from our bank.) Allow additional days after our bank accepts the payment for it to traverse individual country clearing systems and arrives in your bank account.
Thanks for your patience,
The Google AdSense Team