JOB TITLE: SME LOAN OFFICERS
AccessBank Tanzania Limited is currently looking for self-motivated individuals who are interested in pursuing his/her career as an SME Loan Officer, we encourage individuals that meet the below requirements to send their updated CV and application letter through to career@accessbank.co.tz
Duties and Responsibilities:
Undertake Compliance monitoring and policy testing review in accordance with the plan
Clean portfolio with PAR below 5% and consistency performance for the past 6 months.
Screen clients/applicants in regards to eligibility requirements for SME Loans
Analyse the required client’s/applicant’s documentation and/or information accurately and in the correct format place
Present and justify credit proposals to the Credit Committee to gain approval
Ensure disbursement process is followed from screening to disbursement within 1 to 2 business weeks
Achieve disbursement targets as defined by the bank – Weekly/Monthly and ensure quality standards
Print a report daily from LFS MBS, and assess Portfolio’s at Risk (PAR) – follow standard recovery procedures
Maintain PAR at 5% PAR1 and ensure scheduled client monitoring visitation are in place
Legal – Client security and recovery documentation is verified and easily retrievable to ensure accurate and timely disbursement and recovery
Requirements and Baseline Skills
Minimum of 2 years’ experience in a similar role (Micro or Agro Loan Services)
Degree in Accounts, Banking and Finance, Business Administration or other related fields.
Experience in regulatory compliances would be an added advantage
Sound knowledge of bank laws, regulations and regulatory agencies
Good knowledge of AccessBank products and services
Immense ability to compose reports
Ability to develop and maintain good customer relationships
Good knowledge in the use of Microsoft Word and Excel
An honest person with high integrity and independence who will observe professional ethics in executing his/her duties
Ability and willingness to learn and improve continuously
Application Deatils and Deadline:Qualified candidates can send their CVs and application letters to the email: career@accessbank.co.tz. before 30th December 2019. Only shortlisted candidates will be contacted.